Proper preparation for the possibility of floods includes making sure that you have adequate flood insurance, Olympia WA.
Making sure that you are prepared for a flood could save you and your family from expensive damage to your home. Floods are a very common hazard in the United States, although, not all floods are the same. Some floods start off slow and develop over time, while flash floods happen in just a few minutes without necessarily having visible signs of rain. Flash floods also often include a wall of rushing water which carries rocks, mud and other debris, creating a very dangerous situation.
Regardless of where you live or work, it is vital to pay attention to flood hazards in your area. Even streams, creeks, dry streambeds or low-lying ground that appear harmless in dry weather, can flood. So what can you do to prepare and be safe?
Checklist of emergency supplies:
- Three day supply of water (one gallon per person, per day)
- Three day supply of non-perishable food
- Space blanket
- Baby supplies, if relevant
- First aid kit
- Copies of personal documents
- Battery-powered or hand-crank radio
- Medications and medical items
- Insect repellent and sunscreen
- Personal hygiene items
- Cell phone and chargers
- Extra batteries
- Map of the area
- Multi-purpose tool
- Extra set of keys to your home and car
- Extra clothing, including socks and shoes
- Family and emergency contact info
Before a Flood:
If you live in an area that is at a high risk for floods, elevate your furnace, water heater, and electric panel.
Seal basement walls with waterproofing compounds to avoid seepage.
It is important to know the difference between a flood watch and a flood warning.
- Flood Watch – Flooding or flash flooding is possible in your area
- Flood Warning – Flooding or flash flooding is already occurring in your area or will be occurring soon.
During a Flood:
Do not walk through moving water. It does not take much to cause you to fall.
Do not touch electrical equipment if you are wet or standing in water.
Be prepared to evacuate at a moment’s notice.
Keep curious children out of the water.
Be extra careful at night.
After a Flood:
Listen to the news to find out whether the community water supply is safe to drink.
If power lines are down outside of your home, do not step in puddles or standing water.
Avoid floodwater because it could be contaminated with oil, gasoline, or raw sewage. Also, water could be electrically charged from underground or downed power lines.
Clean and disinfect everything that got wet.
Service damaged septic tanks, cesspools, pits and leaching systems as soon as possible.
During cleanup, wear water protective clothing, including rubber gloves and rubber boots.
Turn off electricity at the main breaker or fuse box, even if power is off in your community.
It only takes a few inches of water to cause thousands of dollars worth of damage. Do you have adequate flood insurance coverage? Standard home insurance policies do not cover flooding, so call or stop by our office today to discuss options and determine the correct amount of flood insurance Olympia WA coverage for your specific situation. Here at the Altman Insurance Agency, we will make sure you get the coverage you need at the price you deserve.